Vital Expat
Variable Rate from
7.23% p.a.
Comparison Rate from [1]
7.76% p.a.
Unlimited Cash-out
Oversea Rental Income
Acceptable for Servicing
Student Visa,
Bridging Visa A&B
Accepted
No Notional Rent
No Shading on Income
No Minimum Size Security Requirement
Target Market Determination (TMD)
The purpose of this requirement is to ensure that customers remain at the forefront of our approach to designing and distributing financial products.
Vital Expat other niches
| Loan Purpose | New Purchase Refinance Equity Release |
| Security Type | 1st registered real property mortgage |
| Security location | Metro & Non-metro considered |
| Maximum loan amount up to | $1,500,000 |
| LVR up to | 75% |
| Repayment Type | P&I or IO (up to 5 years) |
| Offset and Redraw | Yes |
| Loan Term up to | 25 years |
| Fixed Rate Options | Yes, up to 3 years POA |
| Accepted Countries | Brazil, Brunei, Canada, China, France, Germany, Hong Kong, India, Indonesia, Japan, Macau, Malaysia, Mexico, New Zealand, Philippines, Qatar, Saudi Arabia, Singapore, South Africa, South Korea, Switzerland, Taiwan, United Kingdom (England, Scotland, Wales, Northern Ireland), UAE, USA, Vietnam |
| Acceptable Visa Types | Permanent, Temporary, Bridging |