Vital Pathway
Variable Rate from
7.13% p.a.
Comparison Rate from
7.57% p.a.
No Risk Fee
Acceptable pathway to residency Visas
New purchase, Refinance and Equity Release
No Shading on Income
No Minimum Size Security Requirement
Target Market Determination (TMD)
The purpose of this requirement is to ensure that customers remain at the forefront of our approach to designing and distributing financial products.
Vital Pathway other niches
Loan Purpose | New Purchase Refinance Equity Release |
Security Type | 1st registered real property mortgage |
Maximum loan amount up to | $2,500,000 |
LVR up to | 80% |
Repayment Type | P&I or IO (up to 5 years) |
Offset | Yes |
Loan Term up to | 30 years |
Fixed Rate Options | Yes, up to 5 years POA |
Accepted Temporary Residency Visa | 188, 309, 444, 475, 476, 482, 485, 487, 489, 491, 500, 820, 884, Bridging A&B |
Submit a Scenario
[*] For visa holders not listed, Vital Pathway may still be available on a case-by-case basis, depending on individual circumstances and visa conditions. Please contact us for further evaluation.
[1] The Comparison Rate provided is based on a specific scenario of a secured loan for AUD $150,000 with a 50% LVR and a 25-year term for an owner-occupied property. It’s important to note that this rate is only applicable to the given examples and may not include all fees and charges. Different loan terms, fees, or amounts can result in a different comparison rate. This advertisement does not consider your personal and financial situation. Please refer to the applicable terms, conditions, fees, charges, and lending criteria, available upon application.
IMPORTANT DISCLAIMER: This is not a formal offer of finance and receiving it does not guarantee or imply that financing will be provided. Eligibility for financing will be determined after collecting required information and conducting assessments. We reserve the right to decline financing at our discretion.