Vital Saver

Variable Rate from

7.98% p.a.

Comparison Rate from [1]

8.50% p.a.

Unlimited Cash-out

No High-density Restriction

Oversea Rental Income
Acceptable for Servicing

No Notional Rent

No Shading on Income

No Minimum Size Security Requirement

Target Market Determination (TMD)

The purpose of this requirement is to ensure that customers remain at the forefront of our approach to designing and distributing financial products.

Vital Saver other niches

Loan Purpose New Purchase
Equity Release
Security Type 1st registered real property mortgage
Security location Metro & Non-metro considered
Maximum loan amount up to $1,500,000
LVR up to 75%
Repayment Type P&I or IO (up to 5 years)
Offset Yes
Loan Term up to 25 years
Fixed Rate Options Yes, up to 3 years POA
Accepted Countries Brazil, Brunei, Canada, China, France, Germany, Hong Kong, India, Indonesia, Japan, Macau, Malaysia, Mexico, New Zealand, Philippines, Qatar, Saudi Arabia, Singapore, South Africa, South Korea, Switzerland, Taiwan, United Kingdom (England, Scotland, Wales, Northern Ireland), UAE, USA, Vietnam


Submit a Scenario

    [1] The Comparison Rate provided is based on a specific scenario of a secured loan for AUD $150,000 with a 50% LVR and a 25-year term for an owner-occupied property. It’s important to note that this rate is only applicable to the given examples and may not include all fees and charges. Different loan terms, fees, or amounts can result in a different comparison rate. This advertisement does not consider your personal and financial situation. Please refer to the applicable terms, conditions, fees, charges, and lending criteria, available upon application.
    IMPORTANT DISCLAIMER: This is not a formal offer of finance and receiving it does not guarantee or imply that financing will be provided. Eligibility for financing will be determined after collecting required information and conducting assessments. We reserve the right to decline financing at our discretion.