Vital SMSF Commercial
Variable Rate from
7.73% p.a.
No Liquidity Test
No Net Asset Test
Express Refi 100%
Rental Income
No high-density restriction
New Purchase and Refinance
Target Market Determination (TMD)
The purpose of this requirement is to ensure that customers remain at the forefront of our approach to designing and distributing financial products.
Vital SMSF Commercial other niches
| Security Type | Factories, Warehouse, Retail Outlets and any other acceptable commercial use |
| Security Location | Metro & non-metro considered |
| Maximum loan amount up to | $2,000,000 |
| LVR up to | 75% |
| Repayment Type | P&I or IO (up to 5 years) |
| Offset | Yes |
| Loan Term up to | 30 years |
| Fixed Rate Options | Yes, up to 5 years POA |