Vital SMSF Commercial

Variable Rate from

7.73% p.a.

No Liquidity Test

No Net Asset Test

Express Refi 100%
Rental Income

No high-density restriction

New Purchase and Refinance

Target Market Determination (TMD)

The purpose of this requirement is to ensure that customers remain at the forefront of our approach to designing and distributing financial products.

Vital SMSF Commercial other niches

Security Type Factories, Warehouse, Retail Outlets and any other acceptable commercial use
Security Location Metro & non-metro considered​
Maximum loan amount up to $2,000,000
LVR up to 75%
Repayment Type P&I or IO (up to 5 years)
Offset Yes
Loan Term up to 30 years
Fixed Rate Options Yes, up to 5 years POA


Submit a Scenario

    IMPORTANT DISCLAIMER: This is not a formal offer of finance and receiving it does not guarantee or imply that financing will be provided. Eligibility for financing will be determined after collecting required information and conducting assessments. We reserve the right to decline financing at our discretion.