Vital SMSF Residential
Variable Rate from
6.84% p.a.
ONGOING PROMO*
Valid until 30 June 2025
No Liquidity Test
No Net Asset Test
Express Refi 100%
Rental Income
No Risk Fee
No High-density Restriction
Target Market Determination (TMD)
The purpose of this requirement is to ensure that customers remain at the forefront of our approach to designing and distributing financial products.
Vital SMSF Residential other niches
| Loan Purpose | New Purchase Refinance |
| Security Type | Residential Security Only |
| Maximum loan amount up to | $1,500,000 |
| LVR up to | 90% |
| Repayment Type | P&I or IO (up to 5 years) |
| Offset | Yes |
| Loan Term up to | 30 years |
| Fixed Rate Options | Yes, up to 5 years POA |