Vital Star (Full Doc)
Variable Rate from
6.82% p.a.
Owner-Occupied
6.98% p.a.
Investment
Comparison Rate from [1]
7.26% p.a.
Unlimited Cash-out
No high-density Restriction
Actual Repayment for OFI Debts used in Servicing
No Notional Rent
No DTI
No Risk Fee
Target Market Determination (TMD)
The purpose of this requirement is to ensure that customers remain at the forefront of our approach to designing and distributing financial products.
Vital Star (Full Doc) other niches
| Loan Purpose | New Purchase Refinance Equity Release |
| Minimum Size Security | No minimum size security requirement |
| Security Type | 1st registered real property mortgage |
| Security location | Metro & Non-metro considered |
| Maximum loan amount up to | $2,500,000 |
| LVR up to | 95% with LMI |
| Repayment Type | P&I or IO (up to 5 years) |
| Offset and Redraw | Yes |
| Loan Term up to | 30 years |
| Fixed Rate Options | Yes, up to 5 years POA |