Vital Star Near Prime

Variable Rate from

7.49% p.a.

Comparison Rate from [1]

7.97% p.a.

Low Credit Score

12-months ABN Registered

Unlimited Cash-out

ATO Debt acceptable

1 life event but

no mortgage arrears

Full Doc and Alt Doc option available

Target Market Determination (TMD)

The purpose of this requirement is to ensure that customers remain at the forefront of our approach to designing and distributing financial products.

TMD image

Vital Star Near Prime other niches

Loan Purpose	New Purchase Refinance Equity Release
Security Type	Residential Only
Security location	Metro & Non-metro considered
Maximum loan amount up to	$1,500,000
LVR up to	80%
Repayment Type	P&I or IO (up to 5 years)
Offset	Yes
Loan Term up to	30 years
Unlimited Defaults	Yes, if paid > 12 months and is less than $2,000

Submit a Scenario

[1] The Comparison Rate provided is based on a specific scenario of a secured loan for AUD $150,000 with a 50% LVR and a 25-year term for an owner-occupied property. It’s important to note that this rate is only applicable to the given examples and may not include all fees and charges. Different loan terms, fees, or amounts can result in a different comparison rate. This advertisement does not consider your personal and financial situation. Please refer to the applicable terms, conditions, fees, charges, and lending criteria, available upon application.

IMPORTANT DISCLAIMER: This is not a formal offer of finance and receiving it does not guarantee or imply that financing will be provided. Eligibility for financing will be determined after collecting required information and conducting assessments. We reserve the right to decline financing at our discretion.