Residential Full Doc
Variable Rate from
6.49% p.a.
Owner-Occupied and Investment
Comparison Rate from [1]
6.84% p.a.
Company & Trust borrower accepted
1 Year Financial Statement Accepted
Refinance accepted from
any loan type
No Notional Rent
No DTI
No high-density Restriction
Unlimited Cash-out
Target Market Determination (TMD)
The purpose of this requirement is to ensure that customers remain at the forefront of our approach to designing and distributing financial products.
Residential Full Doc other niches
| Loan Purpose | New Purchase Refinance Equity Release |
| Minimum Size Security | No minimum size security requirement |
| Security Type | 1st registered real property mortgage |
| Security location | Metro & Non-metro considered |
| Maximum loan amount up to | $2,000,000 |
| LVR up to | 95% with LMI |
| Repayment Type | P&I or IO (up to 5 years) |
| Offset and Redraw | Yes |
| Loan Term up to | 30 years |
| Fixed Rate Options | Yes, up to 5 years POA |
[1] The Comparison Rate provided is based on a specific scenario of a secured loan for AUD $150,000 with a 50% LVR and a 25-year term for an owner-occupied property. It’s important to note that this rate is only applicable to the given examples and may not include all fees and charges. Different loan terms, fees, or amounts can result in a different comparison rate. This advertisement does not consider your personal and financial situation. Please refer to the applicable terms, conditions, fees, charges, and lending criteria, available upon application.