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Tips for Smart Borrowing (Maximizing the Benefits of Redraw Facilities)

Many mortgages come with redraw facilities, which allow borrowers to access any extra principal repayments…
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Businesses’ Financial Health and Real Estate Markets

Since the onset of the pandemic, non-financial businesses have improved their balance sheets through reduced…
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Porter Davis Homes Liquidation Leaves Homeowners in Victoria and Queensland in Uncertainty

A series of home builder failures on Australia's east coast has left over 4,500 prospective…
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Budgets squeezed by Inflation

The Australian household budgets are experiencing strains due to the impact of higher interest rates…
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RBA halts Interest Rates Hikes

Reserve Bank of Australia's Governor, Philip Lowe, has recently seized the opportunity presented by a…
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Guide for first-time homebuyers, including step-by-step information and government support details in Victoria, AU

The term "first-time homebuyer" refers to an individual who is buying a principal residence for…
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Factors affecting property prices in Australia

The Reserve Bank's hiking cycle since May of last year has caused mortgage rates in…
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Assessing Serviceability Buffer and its challenges today

The serviceability buffer is a key regulatory measure that heavily influences the amount that Australians…
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The Ultimate Handbook on Commercial Property Loans

Borrowing for commercial property typically requires a deposit of around 65%-70% for standard non-specialized assets,…
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The Role of Non-Bank Lending in Australia’s Financial System

Non-bank lending is an important source of finance for economic activities that traditional banks may…
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